TAKAFULShariah-compliant motor cover

Protectionwe share,on every road.

Mahir Takaful Agency arranges cooperative, interest-free cover for private cars, commercial vehicles and fleets, then stays with you through every renewal and every claim.

No riba, no gharar Renewal reminders Claims handled with you
Sample policyActive
KDA 214X
CoverComprehensive
UsePrivate
Policy year23 days to renew
Renewal reminder sent
Claim approvedWindscreen · sample
How Takaful works

One fund. Many members. Shared responsibility.

Takaful is built on ta'awun, mutual help. Members donate (tabarru') into a common fund, and that fund protects whoever among them suffers a loss.

Shariah supervisedProducts overseen by a Shariah advisory board
Funds kept separateParticipants' money is held apart from the operator's
Fees disclosedYou know what the operator earns for managing the fund
Cover

Motor Takaful for every kind of driver.

From a family saloon to a fleet of matatus, choose the protection that fits the vehicle and how it earns its keep.

Private vehicles

Third Party Only

The legal minimum to drive in Kenya, covering your liability to other people.

  • Injury or death of third parties
  • Damage to third-party property
  • Digital certificate issued fast
Quote TPO Private
Commercial vehicles

Third Party Only

For vehicles that carry goods or passengers for business, priced by use and class.

  • Trucks, vans, PSVs and taxis
  • Fleet and bulk arrangements
  • One renewal date for the fleet
Quote TPO Commercial
Private & commercial

Comprehensive

Third-party cover plus protection for your own vehicle against loss and damage.

  • Accident, fire and theft
  • Windscreen and entertainment unit
  • Valuation and assessor arranged
Quote Comprehensive
Beyond motor, ask us about Marine CargoContractors All RiskMoney TakafulPolitical Violence Takaful
Why Mahir

An agent who picks up after the sale.

Buying cover takes minutes. A good agent proves their worth at renewal time and on the day you need to claim.

Reminders before expiry

Every policy, document and expiry date is tracked in one system. We reach out ahead of renewal, so your vehicle is never on the road uncovered.

Claims, side by side

From first call to settlement, we chase the paperwork.

Built for fleets

Bulk underwriting, one renewal date and consolidated statements for businesses running many vehicles.

Faith-aligned by design

Cover structured around cooperation and fairness, without interest or speculative terms.

No ribaNo ghararNo maysirTabarru'
Request a quote

Three quick steps. We'll call with options.

An agent reviews every request personally and comes back with the cover that fits your vehicle and budget.

  • Logbook or registration number
  • National ID and KRA PIN
  • Estimated value, for Comprehensive
Choose your coverSTEP 1 / 3
Questions

What people ask before they switch.

In conventional insurance you buy a promise from a company. In Takaful, members pool contributions in a fund they share, the operator earns a disclosed fee for managing it, and the fund avoids interest and prohibited investments.

TPO meets the legal requirement and covers harm you cause to others, but pays nothing for damage to or theft of your own vehicle. If the car would be hard to replace out of pocket, Comprehensive is usually the safer choice.

Yes. We arrange bulk cover for businesses with several vehicles, with consolidated documents and aligned renewal dates. Share the fleet list and we'll prepare a combined quote.

Make sure everyone is safe, report to the nearest police station, take photos, and contact us as soon as you can. We'll tell you which documents are needed and handle the claim with the underwriter.

When claims and costs come in below contributions, the surplus may be distributed to participants or kept as reserves, depending on the operator's approved surplus policy. We'll explain how it works on your policy.

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